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Sustainable Development Goals & Objectives: Contribution of Cooperative Banks

This study to identify the contribution of cooperative banks to the UN Sustainable Development Goals (SDGs) is carried out within the framework of a wider ICA project focusing on the UN SDG. The study proposes to build specific indicators for cooperative banks in order to measure their contribution to the SDGs during the next decade. 


Regulation and Sustainability of Cooperative Banks-A Cross Country Study

This study gathers information regarding the constitution, regulation, role, market share, contribution and importance of cooperative banks and cooperative financial institutions (CFIs) in Africa, Asia-Pacific, North America and Europe.


Cooperative banks and CFIs play an important role in the banking sectors of these countries and their market share in banking ranges from 5 to 40 percent. Regulation of these banks vary, where cooperative banks are more closely regulated than credit unions. Within this general picture, regulation varies from country to country, and it appears that proportional regulation is derived from the regulations applicable for commercial banks and systemically important banks. The study shows the lack of understanding by regulators regarding the need for appropriate norms for cooperative banks, and the fact that almost all regulators seem to nudge the cooperative banks towards consolidation and move towards a “too big to fail” model. 


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