{"id":1762,"date":"2025-11-10T18:46:31","date_gmt":"2025-11-10T18:46:31","guid":{"rendered":"https:\/\/icaap.coop\/RA2025\/?page_id=1762"},"modified":"2025-11-20T04:24:21","modified_gmt":"2025-11-20T04:24:21","slug":"roundtable-on-challenges-for-credit-and-banking-cooperatives","status":"publish","type":"page","link":"https:\/\/icaap.coop\/RA2025\/roundtable-on-challenges-for-credit-and-banking-cooperatives\/","title":{"rendered":"Roundtable on \u201cChallenges for Credit and Banking Cooperatives"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.23.4″ _module_preset=”default” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” disabled_on=”on|on|on” _builder_version=”4.23.4″ _module_preset=”default” width=”100%” max_width=”100%” module_alignment=”center” min_height=”510px” custom_padding=”0px||0px||true|false” disabled=”on” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.23.4″ _module_preset=”default” background_image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2024\/01\/schedule-hero.png” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.4″ _module_preset=”default” background_color=”#f6c9d0″ background_image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2024\/01\/registration-right-bg.png” global_colors_info=”{}”][et_pb_image src=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2024\/01\/schedule.png” title_text=”schedule” show_bottom_space=”off” align=”center” _builder_version=”4.23.4″ _module_preset=”default” custom_padding=”200px||||false|false” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”schedules section” _builder_version=”4.16″ custom_padding=”100px||100px|” animation_style=”zoom” animation_intensity_zoom=”10%” global_colors_info=”{}”][et_pb_row disabled_on=”on|on|on” _builder_version=”4.23.4″ _module_preset=”default” disabled=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2024\/02\/%D8%A8%D8%B1%D9%86%D8%A7%D9%85%D8%AC-%D8%A7%D9%84%D9%85%D8%A4%D8%AA%D9%85%D8%B1-%D8%A8%D8%A7%D9%84%D8%B9%D8%B1%D8%A8%D9%8A-.pdf” url_new_window=”on” button_text=”Schedule ” button_alignment=”right” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#87145c” button_border_color=”#87145c” button_border_radius=”8px” button_font=”|600|||||||” button_use_icon=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.4″ custom_padding=”10px|0px|10px|0px” border_color_all=”#4646c4″ border_width_bottom=”3px” border_color_bottom=”#871463″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_text_color=”#87145c” header_2_font=”|700|||||||” header_2_text_color=”#87145c” header_2_line_height=”1.4em” custom_margin=”||1px|||” global_colors_info=”{}”]<\/p>\n

Roundtable on \u201cChallenges for Credit and Banking Cooperatives”<\/strong><\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_text_color=”#87145c” header_2_font=”|700|||||||” header_2_text_color=”#87145c” header_2_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

ICAAP Committee on Credit and Banking (ICCB)<\/em><\/strong><\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”|700|||||||” header_2_line_height=”1.4em” custom_margin=”||7px|||” global_colors_info=”{}”]<\/p>\n

Date: 25 November 2025<\/em><\/strong><\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”|700|||||||” header_2_line_height=”1.4em” custom_margin=”||8px|||” global_colors_info=”{}”]<\/p>\n

Facilitator: Naveen Kumar Singh, Secretary, ICCB<\/em><\/strong><\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”||||||||” text_text_color=”#87145c” text_font_size=”16px” text_orientation=”center” custom_margin=”||2px|||” global_colors_info=”{}”]<\/p>\n

Title: Challenges for Credit and Banking Cooperatives<\/strong><\/strong><\/p>\n

[\/et_pb_text][et_pb_text disabled_on=”on|on|on” _builder_version=”4.27.4″ _module_preset=”default” text_font=”||||||||” text_text_color=”#87145c” text_font_size=”16px” text_orientation=”center” custom_margin=”||2px|||” custom_padding=”36px|||||” disabled=”on” global_colors_info=”{}”]<\/p>\n

Agenda<\/strong><\/p>\n

<\/strong><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”||||||||” text_text_color=”#000000″ text_font_size=”16px” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Credit and banking cooperatives are major financial inclusion and local economic resilience factors throughout the Asia-Pacific region. They provide low-cost financial services, help small businesses, and keep the communities empowered by their member-owned and democratically governed systems.<\/p>\n

The rapidly changing financial sector presents these cooperatives with challenges including governance, regulation, capital adequacy, and digital transformation. Meeting such challenges while remaining true to cooperative identity calls for wise governance, innovation, and cooperation.<\/p>\n

As part of the United Nations\u2019 proclamation of 2025 as the IYC 2025 under the theme \u201cCooperatives Build a Better World,\u201d the ICCB will host a roundtable to discuss and resolve emerging issues and share practical methods for making cooperative financial institutions stronger. The session will facilitate a dialogue among cooperative leaders, policymakers, regulators, and experts to trade ideas and map out and point to solutions that can be acted upon.<\/p>\n

Sub-Themes<\/strong><\/p>\n

The roundtable will explore key challenges confronting cooperative financial institutions in the region. Building on discussions from the ICCB All-Members\u2019 Meeting held on 28 August 2025, two interrelated sub-themes have been identified. These capture both the institutional and technological dimensions of cooperative growth, focusing on governance and access to credit on one hand, and digitalisation and innovation on the other.<\/p>\n

Governance and Access to Credit<\/strong><\/p>\n

    \n
  • Strengthening cooperative governance and compliance frameworks.<\/li>\n
  • Addressing regulatory barriers to financing and competitiveness.<\/li>\n
  • Ensuring cooperative identity and autonomy in an evolving financial environment.<\/li>\n
  • Learning from policy and institutional models that improved access to credit.<\/li>\n<\/ul>\n

    Digitalisation and Transformation<\/strong><\/p>\n

      \n
    • Leveraging technology for inclusion, efficiency, and transparency.<\/li>\n
    • Managing risks related to cybersecurity, data privacy, and digital exclusion.<\/li>\n
    • Highlighting successful case studies in digital cooperative banking.<\/li>\n
    • Understanding regulatory and infrastructural enablers for digital innovation.<\/li>\n<\/ul>\n

      \n

      The objectives will be to:<\/p>\n

        \n
      • Examine governance and regulatory issues affecting access to credit for cooperatives.<\/li>\n
      • Discuss mechanisms to enhance accountability, resilience, and cooperative values.<\/li>\n
      • Explore the opportunities and risks of digital transformation in cooperative banking.<\/li>\n
      • Highlight innovations and partnerships that advance inclusive and sustainable finance.<\/li>\n<\/ul>\n

        Contribute to the IYC 2025 goal of demonstrating how cooperatives can build a more equitable and resilient financial future.<\/p>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ custom_padding=”10px|0px|10px|0px” border_color_all=”#4646c4″ border_width_bottom=”3px” border_color_bottom=”#FFFFFF” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”|700|||||||” header_2_text_color=”#87145c” header_2_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

        Tentative Program Schedule<\/strong><\/h2>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ disabled_on=”off|off|off” _builder_version=”4.23.4″ custom_margin=”|auto|6px|auto||” custom_padding=”10px|0px|3px|0px||” border_color_all=”#4646c4″ border_width_bottom=”3px” border_color_bottom=”#871463″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”|700|||||||” header_2_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

        Time\u00a0<\/h2>\n

        [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”|700|||||||” header_2_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

        Topic<\/strong><\/h2>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,3_4″ admin_label=”Timing and speaker” _builder_version=”4.23.4″ custom_padding=”20px|0px|5px|0px|false|false” border_color_all=”#e1e3e5″ border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”9:00 \u2013 11:00″ use_icon=”on” font_icon=”}||divi||400″ icon_color=”#a9aab7″ icon_placement=”left” image_icon_width=”24px” disabled_on=”off|off|off” _builder_version=”4.27.4″ header_font=”|||on|||||” header_text_color=”#87145c” header_font_size=”14px” header_letter_spacing=”1px” header_line_height=”24px” body_font=”||||||||” custom_margin=”|||” hover_enabled=”0″ icon_font_size=”24px” global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” text_text_color=”#000000″ text_font_size=”22px” link_font=”||||||||” link_text_color=”#4646c4″ header_font=”||||||||” header_3_font=”|600|||||||” header_3_text_color=”#000000″ header_3_line_height=”1.3em” custom_margin=”||10px||false|false” global_colors_info=”{}”]<\/p>\n

        Welcome Remarks by Mr. K. K. Ravindran, Chair, ICCB and MD NAFCARD, India<\/h4>\n

        <\/h4>\n

        Keynote Address by Dr. Chandrapal Singh Yadav, President International Cooperative Alliance- Asia And Pacific<\/h4>\n

        <\/strong><\/h4>\n

        Topic: \u201cGlobal Trends and Emerging Priorities for Credit Cooperatives\u201d<\/strong><\/h4>\n

        <\/h4>\n

        Roundtable Panel Composition<\/h4>\n

        <\/h4>\n

        Each sub-theme will feature a distinct panel consisting of\u00a0four members\u00a0\u2014 three speakers and one moderator \u2014 representing diverse expertise from the cooperative, regulatory, academic, and technology sectors.<\/h4>\n

        <\/h4>\n

        Panel 1: Governance and Access to Credit<\/h4>\n

        <\/h4>\n

        Moderator: Ms. Samadanie Kiriwandeniya, Managing Director, SANASA International.<\/h4>\n

         <\/p>\n

          \n
        • \n

          Speaker 1:\u00a0Mr. L. A. Abeysinghe, Senior Lecturer, Consultant, National Cooperative Council of Sri Lanka<\/h4>\n<\/li>\n
        • \n

          Speaker 2:\u00a0Ms. Bernadeth N. Bernadas, OIC Vice President for Finance and Compliance, CLIMBS Coop, Philippines.<\/h4>\n<\/li>\n
        • \n

          Speaker 3:\u00a0Ms. Sreeja Murali, Director, Uralungal Labour Contract Cooperative Society Limited (ULCCS Ltd.), India.<\/h4>\n<\/li>\n<\/ul>\n

           <\/p>\n

          Panel 2: Digitalization and Transformation<\/h4>\n

          Moderator: Ms. Sreeja Murali, Director, Uralungal Labour Contract Cooperative Society Limited (ULCCS Ltd.), India.<\/h4>\n
            \n
          • \n

            Speaker 1: Prof. H K Misra, Adjunct Professor, Development Management Institute, Patna.<\/h4>\n<\/li>\n
          • \n

            Speaker 2: Ms. Lamia Dabbas, Regional Director \u2013 Advance Consulting, Jordan.<\/h4>\n<\/li>\n
          • \n

            Speaker 3:\u00a0Ms. Evangeline Lopez, Payment Services Group Head, National Confederation of Cooperatives (NATCCO), Philippines.<\/h4>\n<\/li>\n<\/ul>\n

            (The roundtable will be followed with a 15 mins break before carrying forward to next session)<\/h4>\n

            [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”||||||||” text_text_color=”#87145c” text_font_size=”16px” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

            This<\/em> event is open to all<\/em><\/span>.<\/em><\/p>\n

            [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”||||||||” header_text_color=”#87145c” header_2_font=”|700|||||||” header_2_text_color=”#87145c” header_2_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n

            Speaker Profile<\/em><\/strong><\/h1>\n

            [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” disabled_on=”off|off|off” _builder_version=”4.24.2″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.0″ _module_preset=”default” background_color=”#262d36″ global_colors_info=”{}”][et_pb_blurb title=”Dr. Chandrapal Singh Yadav” url=”https:\/\/icaap.coop\/RA2025\/speaker\/dr-chandrapal-singh-yadav\/” image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2025\/09\/Chandra-Pal-Singh-Yadav.png” alt=”Dr. Chandrapal Singh Yadav” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#FFFFFF” background_enable_color=”off” custom_padding=”30px|20px|30px|20px|true|true” locked=”off” global_colors_info=”{}”]<\/p>\n

            President<\/span>
            International Cooperative Alliance<\/span>
            Asia And Pacific<\/span><\/p>\n

            [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” background_color=”#262d36″ global_colors_info=”{}”][et_pb_blurb title=”Ms. Samadanie Kiriwandeniya” url=”https:\/\/icaap.coop\/RA2025\/ms-samadanie-kiriwandeniya-managing-director-sanasa-international\/” image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2025\/11\/cropped_circle_image-1.png” alt=”Ms. Om Devi Malla” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#FFFFFF” background_enable_color=”off” custom_padding=”30px|20px|30px|20px|true|true” link_option_url=”https:\/\/icaap.coop\/RA2025\/speaker\/nalin-fernando\/” global_colors_info=”{}”]<\/p>\n

            Managing Director, SANASA International<\/p>\n

            [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ disabled_on=”off|off|off” _builder_version=”4.24.2″ _module_preset=”default” background_color=”#262d36″ global_colors_info=”{}”][et_pb_blurb title=”Mr. L. A. Abeysinghe” url=”https:\/\/icaap.coop\/RA2025\/mr-l-a-abeysinghe-senior-lecturer-consultant-nccsl\/” image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2025\/11\/cropped_circle_image-1-1.png” alt=”USec. Joseph \u201cJoy\u201d Ballota Encabo” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#FFFFFF” background_enable_color=”off” custom_padding=”30px|20px|30px|20px|true|true” link_option_url=”https:\/\/icaap.coop\/RA2025\/speaker\/v-n-vasavan\/” global_colors_info=”{}”]<\/p>\n

            Senior Lecturer ,Consultant, NCCSL<\/span><\/p>\n

            [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” disabled_on=”off|off|off” _builder_version=”4.24.2″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.0″ _module_preset=”default” background_color=”#262d36″ global_colors_info=”{}”][et_pb_blurb title=”Bernadeth N. Bernadas ” url=”https:\/\/icaap.coop\/RA2025\/bernadeth-n-bernadas-oic-vice-president-for-finance-and-compliance\/” image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2025\/11\/cropped_circle_image-2.png” alt=”Dr. Chandrapal Singh Yadav” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#FFFFFF” background_enable_color=”off” custom_padding=”30px|20px|30px|20px|true|true” locked=”off” global_colors_info=”{}”]<\/p>\n

            OIC Vice President for Finance and Compliance<\/p>\n

            [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” background_color=”#262d36″ global_colors_info=”{}”][et_pb_blurb title=”Ms. Sreeja Murali” url=”https:\/\/icaap.coop\/RA2025\/ms-sreeja-murali-director-ulccs\/” image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2025\/11\/Ms.-Sreeja-Murali-.png” alt=”Ms. Om Devi Malla” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#FFFFFF” background_enable_color=”off” custom_padding=”30px|20px|30px|20px|true|true” link_option_url=”https:\/\/icaap.coop\/RA2025\/speaker\/nalin-fernando\/” global_colors_info=”{}”]<\/p>\n

            Director, ULCCS<\/p>\n

            [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ disabled_on=”off|off|off” _builder_version=”4.24.2″ _module_preset=”default” background_color=”#262d36″ global_colors_info=”{}”][et_pb_blurb title=”Prof. H K Misra” url=”https:\/\/icaap.coop\/RA2025\/prof-h-k-misra-adjunct-prof-development-management-institute-patna\/” image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2025\/11\/cropped_circle_image-3.png” alt=”USec. Joseph \u201cJoy\u201d Ballota Encabo” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#FFFFFF” background_enable_color=”off” custom_padding=”30px|20px|30px|20px|true|true” link_option_url=”https:\/\/icaap.coop\/RA2025\/speaker\/v-n-vasavan\/” global_colors_info=”{}”]<\/p>\n

            Adjunct Prof, Development Management Institute Patna<\/p>\n

            [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” disabled_on=”off|off|off” _builder_version=”4.27.4″ _module_preset=”default” width=”48%” min_height=”158px” height=”516px” max_height=”1000px” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.24.0″ _module_preset=”default” background_color=”#262d36″ global_colors_info=”{}”][et_pb_blurb title=”Eng. Lamia El-Dabbas” url=”https:\/\/icaap.coop\/RA2025\/eng-lamia-el-dabbas-regional-director-advance-consulting-jordan\/” image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2025\/11\/cropped_circle_image-4.png” alt=”Dr. Chandrapal Singh Yadav” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#FFFFFF” background_enable_color=”off” custom_padding=”30px|20px|30px|20px|true|true” locked=”off” global_colors_info=”{}”]<\/p>\n

            Regional Director, Advance Consulting-Jordan<\/p>\n

            [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” background_color=”#262d36″ global_colors_info=”{}”][et_pb_blurb title=”Ms. Evangeline Lopez” url=”https:\/\/icaap.coop\/RA2025\/ms-evangeline-lopez-payment-services-group-head\/” image=”https:\/\/icaap.coop\/RA2025\/wp-content\/uploads\/2025\/11\/cropped_circle_image-5.png” alt=”Ms. Om Devi Malla” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”center” body_text_color=”#FFFFFF” background_enable_color=”off” custom_padding=”30px|20px|30px|20px|true|true” link_option_url=”https:\/\/icaap.coop\/RA2025\/speaker\/nalin-fernando\/” global_colors_info=”{}”]<\/p>\n

            Payment Services Group Head<\/p>\n

            [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

            Roundtable on \u201cChallenges for Credit and Banking Cooperatives”ICAAP Committee on Credit and Banking (ICCB)Date: 25 November 2025Facilitator: Naveen Kumar Singh, Secretary, ICCBTitle: Challenges for Credit and Banking CooperativesAgenda Credit and banking cooperatives are major financial inclusion and local economic resilience factors throughout the Asia-Pacific region. They provide low-cost financial services, help small businesses, and keep […]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1762","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/icaap.coop\/RA2025\/wp-json\/wp\/v2\/pages\/1762","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/icaap.coop\/RA2025\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/icaap.coop\/RA2025\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/icaap.coop\/RA2025\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/icaap.coop\/RA2025\/wp-json\/wp\/v2\/comments?post=1762"}],"version-history":[{"count":6,"href":"https:\/\/icaap.coop\/RA2025\/wp-json\/wp\/v2\/pages\/1762\/revisions"}],"predecessor-version":[{"id":1923,"href":"https:\/\/icaap.coop\/RA2025\/wp-json\/wp\/v2\/pages\/1762\/revisions\/1923"}],"wp:attachment":[{"href":"https:\/\/icaap.coop\/RA2025\/wp-json\/wp\/v2\/media?parent=1762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}